Director of Engineering (Lending)

Leading and directing the engineering teams that are responsible for the development and maintenance of technology platforms

Collaborating with stakeholders to ensure that the chosen technology aligns with the company's goals

Defining a clear and forward-looking technology strategy and roadmap

Researching, evaluating, and selecting technologies, frameworks, and tools, and championing new ways of working

Establishing governance processes and guidelines to support engineering practices, technology adoption, and application lifecycle, ensuring compliance with security, performance, and maintenance standards

Facilitating the adoption and effective utilization of the engineering stack across the group, including training, documentation, support, and fostering a culture of continuous learning and improvement within the engineering leads.

Possessing professional certifications in relevant areas, such as AWS Certified Solutions Architect, PMP (Project Management Professional), or agile methodologies (e.g., Scrum Master), would be beneficial.

10+ years of experience in software engineering or technology development, with at least 5-8 years in a leadership or managerial role (e.g., Engineering Manager, Head of Engineering).

Demonstrated track record in the lending domain, including a deep understanding of lending operations encompassing loan origination, underwriting, credit risk assessment, portfolio management, and collections strategies. Experience in optimizing these processes through technology to improve efficiency and reduce default rates in emerging markets is vital.

Hands-on experience with fintech business models, particularly in integrating lending platforms with payment gateways, third-party data providers for credit scoring (e.g., alternative data sources like mobile usage), and analytics tools for customer segmentation and personalized lending products to drive revenue growth and financial inclusion.

Proven track record in leading cross-functional engineering teams in a fast-paced environment, ideally in fintech, digital banking, or scalable tech product development.

Experienced in building and scaling technology platforms, including hands-on involvement in full software development lifecycles (from requirements gathering to deployment and maintenance).

Prior exposure to international or multi-country operations, with an understanding of emerging markets (bonus for experience in Southeast Asia or specified tech ecosystems).

Strong expertise in modern software architectures, cloud computing (e.g., AWS, Azure, Google Cloud), microservices, and DevOps practices.

Proficiency in programming languages and tools relevant to the role, such as Java, Python, or JavaScript frameworks, along with knowledge of data analytics, AI/ML integration, and security protocols for financial systems.

Familiarity with agile methodologies, CI/CD pipelines, and tools like Kubernetes, Docker, or Terraform for infrastructure management.

Understanding of regulatory compliance in fintech, such as data privacy (GDPR equivalents) and cybersecurity standards.

Demonstrated experience in leading the lending domain from a technology and delivery perspective with a substantial number of engineers.

Proven ability to mentor, hire, and develop high-performing engineering teams, including performance management and talent retention strategies.

Excellent strategic planning skills, with experience aligning engineering efforts to business objectives, budgeting, and resource allocation.

Strong communication and stakeholder management abilities, capable of collaborating with product, design, and executive teams across time zones.

Problem-solving mindset with a focus on innovation, efficiency, and delivering high-quality, scalable solutions under tight deadlines.

Cultural adaptability, with experience in diverse, multicultural environments (proficiency in English required; local language skills a plus for local team interactions).

Experience in startup or high-growth tech environments, where you've navigated ambiguity and rapid iteration.

Commitment to fostering an inclusive, collaborative culture, emphasizing work-life balance and employee development.

Willingness to be based in specified location, with potential travel to other locations.

Company offers meal and parking benefits.

Full benefits and probationary salary provided.

Insurance coverage as per Vietnamese labor law and premium health care for employees and their families.

Work environment is values-driven, international, and agile in nature.

Opportunities for overseas travel related to training and work.

Participation in internal Hackathons and company events such as team building, coffee runs, and blue card activities.

Additional benefits include a 13th-month salary and performance bonuses.

Employees receive 15 days of annual leave and 3 days of sick leave per year.

Work-life balance with a 40-hour workweek from Monday to Friday.

PEGASI – IT Recruitment Consultancy | Email: recruit@pegasi.com.vn | Tel: +84 28 3622 8666