Director of Engineering (Lending)

ABOUT CLIENT

Our client is using new technology to develop products for the banking industry

JOB DESCRIPTION

Leading and directing the engineering teams that are responsible for the development and maintenance of technology platforms
Collaborating with stakeholders to ensure that the chosen technology aligns with the company's goals
Defining a clear and forward-looking technology strategy and roadmap
Researching, evaluating, and selecting technologies, frameworks, and tools, and championing new ways of working
Establishing governance processes and guidelines to support engineering practices, technology adoption, and application lifecycle, ensuring compliance with security, performance, and maintenance standards
Facilitating the adoption and effective utilization of the engineering stack across the group, including training, documentation, support, and fostering a culture of continuous learning and improvement within the engineering leads.

JOB REQUIREMENT

Possessing professional certifications in relevant areas, such as AWS Certified Solutions Architect, PMP (Project Management Professional), or agile methodologies (e.g., Scrum Master), would be beneficial.
10+ years of experience in software engineering or technology development, with at least 5-8 years in a leadership or managerial role (e.g., Engineering Manager, Head of Engineering).
Demonstrated track record in the lending domain, including a deep understanding of lending operations encompassing loan origination, underwriting, credit risk assessment, portfolio management, and collections strategies. Experience in optimizing these processes through technology to improve efficiency and reduce default rates in emerging markets is vital.
Hands-on experience with fintech business models, particularly in integrating lending platforms with payment gateways, third-party data providers for credit scoring (e.g., alternative data sources like mobile usage), and analytics tools for customer segmentation and personalized lending products to drive revenue growth and financial inclusion.
Proven track record in leading cross-functional engineering teams in a fast-paced environment, ideally in fintech, digital banking, or scalable tech product development.
Experienced in building and scaling technology platforms, including hands-on involvement in full software development lifecycles (from requirements gathering to deployment and maintenance).
Prior exposure to international or multi-country operations, with an understanding of emerging markets (bonus for experience in Southeast Asia or specified tech ecosystems).
Strong expertise in modern software architectures, cloud computing (e.g., AWS, Azure, Google Cloud), microservices, and DevOps practices.
Proficiency in programming languages and tools relevant to the role, such as Java, Python, or JavaScript frameworks, along with knowledge of data analytics, AI/ML integration, and security protocols for financial systems.
Familiarity with agile methodologies, CI/CD pipelines, and tools like Kubernetes, Docker, or Terraform for infrastructure management.
Understanding of regulatory compliance in fintech, such as data privacy (GDPR equivalents) and cybersecurity standards.
Demonstrated experience in leading the lending domain from a technology and delivery perspective with a substantial number of engineers.
Proven ability to mentor, hire, and develop high-performing engineering teams, including performance management and talent retention strategies.
Excellent strategic planning skills, with experience aligning engineering efforts to business objectives, budgeting, and resource allocation.
Strong communication and stakeholder management abilities, capable of collaborating with product, design, and executive teams across time zones.
Problem-solving mindset with a focus on innovation, efficiency, and delivering high-quality, scalable solutions under tight deadlines.
Cultural adaptability, with experience in diverse, multicultural environments (proficiency in English required; local language skills a plus for local team interactions).
Experience in startup or high-growth tech environments, where you've navigated ambiguity and rapid iteration.
Commitment to fostering an inclusive, collaborative culture, emphasizing work-life balance and employee development.
Willingness to be based in specified location, with potential travel to other locations.

WHAT'S ON OFFER

Company offers meal and parking benefits.
Full benefits and probationary salary provided.
Insurance coverage as per Vietnamese labor law and premium health care for employees and their families.
Work environment is values-driven, international, and agile in nature.
Opportunities for overseas travel related to training and work.
Participation in internal Hackathons and company events such as team building, coffee runs, and blue card activities.
Additional benefits include a 13th-month salary and performance bonuses.
Employees receive 15 days of annual leave and 3 days of sick leave per year.
Work-life balance with a 40-hour workweek from Monday to Friday.

CONTACT

PEGASI – IT Recruitment Consultancy | Email: recruit@pegasi.com.vn | Tel: +84 28 3622 8666
We are PEGASI – IT Recruitment Consultancy in Vietnam. If you are looking for new opportunity for your career path, kindly visit our website www.pegasi.com.vn for your reference. Thank you!

Job Summary

Company Type:

Product

Technical Skills:

Management

Location:

Ho Chi Minh - Viet Nam

Working Policy:

Hybrid

Job ID:

J01938

Status:

Close

Related Job:

Head of Insights and Analytics

Ho Chi Minh - Viet Nam

Product

  • Data Analyst

This position serves as a partner to the Executive Leadership, overseeing the measurement, interpretation, and optimization of Service Centre performance. Acts as a trusted advisor to the Executive Leadership Team, shaping how business performance is measured, monitored, and improved across the Service Centre. Manages a central Insights & Analytics team responsible for enterprise performance reporting and decision support. Develops and enhances a performance management framework, including KPIs, scorecards, dashboards, executive reporting, and insight generation. Transforms complex operational, technology, workforce, customer, and delivery data into clear, actionable insights. Provides analysis and recommendations on productivity, capacity, service performance, operational risk, and business outcomes. Develops performance narratives that support senior stakeholder discussions and inform enterprise-wide planning and decision-making. Promotes a culture of evidence-based decision-making and performance accountability across the Service Centre. Provides strategic oversight, governance, and leadership across multiple analytics teams delivering services to the broader organization. Offers senior leadership and oversight of analytics teams delivering business-critical data and analytics solutions through business-aligned delivery backlogs. Ensures analytics delivery is effectively governed, strategically aligned, outcome-focused, and consistent with enterprise data and analytics standards. Establishes and embeds best practices, operating models, and governance frameworks to drive delivery excellence and consistency across teams. Builds organizational capability through coaching, mentoring, succession planning, and talent development. Drives the maturity of analytics practices, tools, and methodologies to enhance efficiency, quality, and business impact. Fosters a high-performance culture that encourages innovation, collaboration, continuous improvement, and data-driven problem-solving.

Negotiation

View details

Head of Engineering - Marketing Technology

Ho Chi Minh - Viet Nam

Product

  • Management

Develop an integrated roadmap for strategic execution based on the organization's strategic aspirations and lead the implementation process from planning to delivery. Manage multiple engineering teams throughout the organization to achieve desired outcomes, hence having knowledge of the organization's specific areas of operation is an advantage. Collaborate closely with business teams and product owners to verify requirements before and after delivery through showcases and post-production monitoring. Take responsibility for both the development and operation of applications in production, providing active operational support and establishing a clear support model with a focus on site reliability engineering. Direct and oversee the implementation of cybersecurity updates, including keeping software versions current and patching infrastructure regularly. Oversee investment allocation across the organization to maintain alignment, ensure effective spending, and offer insights on the effectiveness and prioritization of investments. Integrate engineering excellence with domain expertise in marketing while pursuing strategic technology objectives.

Negotiation

View details

Featured Job

Pre-sales Director

Ha Noi - Viet Nam

Outsource

  • Presale

Quản lý & Điều hành: Xây dựng, quản lý và điều hành toàn bộ hoạt động của Bộ phận Pre-sales. Tư vấn & Chiến lược CNTT: Tổ chức tư vấn giải pháp, tham gia xây dựng chiến lược CNTT cho khách hàng. Nghiên cứu & Cập nhật công nghệ: Tham gia các chương trình hợp tác, đào tạo của hãng theo định hướng chiến lược công ty. Liên tục cập nhật công nghệ và giải pháp mới. Quan hệ đối tác & khách hàng: Phối hợp với Bộ phận Quản lý Đối tác để triển khai các hoạt động liên quan. Thực hiện nhiệm vụ khác: Đảm nhận các công việc khác theo yêu cầu của Quản lý trực tiếp.

Negotiation

View details